Introduction
Welcome to Link-Fin. These Terms of Service ("Terms") govern your use of our application ("The Platform") or ("Link-Fin.io"). By accessing or using our Platform, you agree to abide by these Terms. If you do not agree, you must refrain from using the Platform. These Terms represent a binding legal agreement between you ("User") and Link-Fin ("we," "us," or "our").
1. Scope of Services
Platform Overview
The Platform provides tools to connect to financial applications, automate workflows, and securely transfer data across systems. Services include data integration, reporting tools, and workflow management. These Terms apply to all users, features, and functionalities provided by the Platform, including updates and support services.
Third-Party Services
The Platform facilitates integrations with third-party applications and services. However, we do not control or guarantee the functionality, accuracy, or availability of third-party services. You are responsible for understanding and complying with the terms of any third-party services you choose to integrate with our Platform.
2. User Obligations
Account Responsibilities
- Users must create an account to access the Platform, providing accurate and up-to-date information.
- Account credentials must be kept secure. Unauthorized access or sharing of account information is prohibited.
Prohibited Activities
- Misusing the Platform for unlawful purposes, spamming, or violating the rights of others is strictly prohibited.
- Users may not interfere with the Platform’s operations or access it in unauthorized ways, such as reverse engineering or data scraping.
Compliance with Laws
You agree to use the Platform in compliance with applicable laws, including The Belgian Business law and the GDPR, and intellectual property laws.
3. Privacy and Data Protection
Data Handling
We prioritize data protection. Any data processed on the Platform will only be used to provide and improve services as described in our [Privacy Policy]. Customer data will not be sold or shared with third parties for marketing purposes.
Data Ownership and Responsibility
You retain ownership of all data you upload to the Platform. By using our services, you grant us a license to process this data solely for the purposes of providing the services. You are responsible for ensuring that all data shared complies with applicable laws and that you have obtained necessary permissions.
4. Intellectual Property
Platform Ownership
The Platform, including its underlying software, user interface, and branding, is owned by Link-Fin. All rights are reserved. You are granted a limited, non-exclusive, revocable license to use the Platform for its intended purposes.
Feedback and Contributions
If you provide suggestions or feedback, you grant us a royalty-free, perpetual license to use it to improve our services. This does not create any obligation for us to implement your feedback.
5. Service Levels and Limitations
Availability
We aim to maintain high service availability but cannot guarantee uninterrupted access due to maintenance or unforeseen circumstances. Service-level commitments, if applicable, are outlined in a separate agreement.
Disclaimers and Warranties
The Platform is provided "as is" without warranties of any kind, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant the accuracy or reliability of third-party integrations.
Limitations of Liability
To the maximum extent permitted by law, Link-Fin is not liable for indirect, incidental, or consequential damages, including loss of data or profits. Total liability is capped at the amount paid by the user for services in the preceding six months.
6. Termination and Suspension
Termination by User
You may terminate your account at any time by following the instructions provided in your account settings. Termination does not absolve you of any outstanding obligations, such as unpaid fees.
Termination by Link-Fin
We may suspend or terminate your account for violations of these Terms, non-payment, or if required by law. Upon termination, your access to the Platform will cease, and you must destroy any confidential materials obtained.
Post-Termination Obligations
Upon termination, you remain responsible for any fees or liabilities accrued before termination. We retain the right to delete your account data unless required by law to retain it.
7. Confidentiality
Both parties agree to maintain the confidentiality of any non-public information shared during the course of the relationship. Disclosure is permitted only with consent or as required by law. This obligation survives the termination of these Terms.
8. Governing Law and Dispute Resolution
Governing Law
These Terms are governed by the laws of Belgium, courts of Nivelles.
Dispute Resolution
Disputes will first be attempted to resolve through negotiation. If unresolved, disputes may be submitted to binding arbitration in Belgium. Users waive the right to bring disputes to court except as permitted by arbitration rules.
9. Modifications to Terms
We may update these Terms to reflect changes in laws, services, or business practices. Updated Terms will be posted on our website, and significant changes will be communicated. Continued use of the Platform signifies acceptance of the revised Terms.
10. Miscellaneous
Force Majeure
We are not liable for failures or delays caused by circumstances beyond our control, including natural disasters, internet outages, or government actions.
Entire Agreement
These Terms, along with our [Privacy Policy] and any additional agreements, constitute the entire agreement between you and Link-Fin. They supersede prior agreements related to the subject matter.